A Complete List of Tax Codes and What They Mean
A different tax code can make a huge difference to the amount of money that ends up in your pocket – but unless you’re a payroll expert, tax codes can be confusing. In this guide, we’ll explain everything you need to know about your tax code, including: What a tax code is and what effect […]
Tax Credits Overpayment Guide
Every year, hundreds of thousands of people receive tax credit overpayment – so if you’ve realised you’ve been overpaid, you’re not alone. Whether you’ve done the maths yourself or received a letter from the Department for Work and Pensions (DWP) informing you, realising you might owe money to the government can feel worrying or frustrating. […]
Does Universal Credit affect credit score?
The UK government has recently shook up the traditional benefits system and replaced the following benefits with Universal Credit: Jobseeker’s Allowance, Housing Benefit, Income Support, income-related Employment and Support Allowance, Working Tax Credit, and Child Tax Credit. With millions of former older-style claimants expected to be transferred in the next few years and it impossible […]
Can I get a loan with an IVA?
When you enter an Individual Voluntary Arrangement, also known as an IVA, you must adhere to certain rules when it comes taking out further credit such as credit cards or loans. An IVA is a formal agreement between you and the people you owe money to, known as creditors, that allows you to repay a […]
Can I get a joint mortgage with an IVA?
An Individual Voluntary Arrangement takes up the vast majority of a person’s disposable income, so it’s no surprise that people with an IVA may wonder whether it’s possible for them to get a mortgage with their partner during an IVA. This is known as a joint mortgage. In this article we’ll explore IVAs and joint […]
How to apply for government crisis loan online
Now that living costs are rising in the UK, many families around the country are being driven to crisis point. The situation is especially serious for those who were already struggling to make ends meet, so it’s understandable if you’re now wondering what additional financial support is out there. In this article we’ll examine government […]
