Tips & Advice
Find helpful content on all things related to debt management.
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Nov 29th 2022
If you have a joint account or financial tie with another person and your relationship with that person changes, it may be in your interest to have that financial association removed. You can do so by requesting a notice of disassociation. In this article we’ll explain what a notice of disassociation is, how you can […]
Nov 23rd 2022
For people with extreme levels of debt who don’t have the means to repay what they owe, bankruptcy can be the only way to deal with their debt and get a fresh start on life. But given the restrictions placed on an individual during an undischarged bankruptcy, it should only ever be considered as a […]
Nov 23rd 2022
If you have a county court judgment for debt and refuse to pay as the court has ordered, the creditor can request from the court an enforcement order, more commonly known as a ‘warrant of control.’ This warrant gives authorisation to a county court bailiff to seize your possessions in hopes that it will encourage […]
Nov 4th 2022
If you have debt, you might be wondering how long a creditor (the person or company you owe money to) can legally chase you for the money owed. This is a fairly common question amongst people dealing with debt but with so much information out there, it can be difficult to get a straightforward answer. […]
Nov 4th 2022
If you have debt that you haven’t acknowledged or made payments towards for a number of years, there is a good chance it could be statute barred. But what is statute barred debt and how long do you have to wait until a debt becomes statute barred? In this guide, we’ll tell you everything you […]
Nov 2nd 2022
Today, more than ever before, people’s money is expected to go a long way – food, energy bills, living expenses, and much more. If you suddenly get a letter asking you to pay back overpaid benefit payments, it can turn your world upside-down. It can be very tricky to find accurate information about why benefit […]
Nov 2nd 2022
A County Court Judgment (CCJ) can significantly reduce your credit rating. If you’ve discovered that you’ve got one on your credit report, it might be stopping you getting types of credit – including a mortgage, a car loan, a credit card or even a bank account. This can be even more of a problem if […]
Oct 26th 2022
If you’re struggling with money and falling behind with payments, you’ll often find yourself dealing with debt collection agencies and high court enforcement officers. ‘Court Enforcement Services Ltd’ are a company that provides these kinds of services for creditors (people or companies who are owed money). Since many of their duties involve dealing with debtors […]
Oct 26th 2022
If you have outstanding debts, you may have had companies you owe money to mention an ‘attachment of earnings order’. A quick search about an attachment of earnings will tell you that it’s a way of recovering a debt directly from your wages or benefits. Understandably, this is quite a worrying idea – so it’s […]
Jun 28th 2022
Whether you’re buying your first home or looking to move, finding the right mortgage isn’t always easy. And if you have a County Court Judgement (CCJ) finding a mortgage provider can seem even more difficult. However, the good news is there is support available when applying for a mortgage with a CCJ. Here we look […]
