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Check if you qualify to write off Unaffordable Debt

  • Freeze interest and charges
  • One affordable monthly payment
  • Write off unaffordable debt
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Check if you qualify

Please select the total sum of your debt

Less than £7,000
£7,000 - £20,000
More than £20,000

How many creditors do you have?

Less than 2
2 or more

What type of property do you live in?

Private Rented
Living with parents

Great news!

We can help you. We just need a few details...

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Get Results

How does it work

We can help write off unaffordable debt through an IVA. An IVA is an agreement between you and your unsecured creditors, which allows you to repay only what you can reasonably afford over a fixed period of time.

  • In an IVA, a single, affordable monthly payment is agreed upon. This is then divided between the unsecured creditors included within the arrangement.
  • These payments are usually made for five years
  • At the end of an IVA, the balance of any debts included within the IVA is written off, and during its course, all interest and fees are frozen

Here's an example of how we can help

Example Unsecured Debt
Loan £11,152
Loan £2,226
Loan £302
Credit card £2,395
Credit card £648
Council £172
Payday loan £1,408
Total owed £18,303

Customer repayments before & after an IVA

Before an IVA


After an IVA


Reduced By 62%

* monthly payments are based on individual financial circumstances

Types of Debt

Credit Cards
Store Cards
Payday Loans
Personal Loans
Lines of Credit
Business Debt