The Discretionary Assistance Fund (DAF) in Wales is a government-supported scheme designed to provide financial assistance to individuals who are in urgent need due to an emergency or a crisis. It is intended as a safety net to help those who do not have other means of support in times when they require urgent help […]
Advice and support is also available at Money Helper.
*A debt write off amount of between 25% and 75% is realistic, however, the debt write off amount for each customer differs depending on their individual financial circumstances and is subject to the approval of their creditors. The example provided has been achieved by 10% of our IVA customers in the last 12 months.
Your Debt Expert is a trading style of Carrington Dean Group Limited. Carrington Dean Group Limited is authorised and regulated by the Financial Conduct Authority with firm reference number 674395.
Regent House, 5th Floor, 76 Renfield Street, Glasgow, G2 1NQ.
Company number: SC225672
Data protection number: ZA351745
IP number: 9287
David Rankin, Katy Walker and Tracy Whittaker are authorised in the UK to act as Insolvency Practitioners by the Insolvency Practitioners Association.
** This Trustpilot account is for Creditfix Limited, the company that will administer IVAs. Your Debt Expert is a trading style of Carrington Dean Group Limited which is a member of the Creditfix Group
This website is in no way approved by the Government. The product (IVA) we administer through the group and process with our Insolvency Practitioners is covered under the following legislation: The Insolvency Act of 1986 (amended by the Insolvency Act 2000 and the Enterprise Act 2002) introduced a new procedure whereby a debtor could come to an arrangement with their creditors to pay their debts in full or in part over time as an alternative to bankruptcy. Our advisors will go through all your debt options including IVA (Individual Voluntary Arrangement) opportunities which are available for people living in England, Wales and Northern Ireland. Help can only be offered following an initial fact-finding process. An Individual Voluntary Arrangement (‘IVA’) is subject to the customer meeting qualifying criteria and gaining creditor acceptance. Initial advice is free and there is no obligation to proceed into an arrangement. Arrangement fees will be clearly explained to you in writing by your advisor.
