Debt Management from Your Debt Expert

Over the years, Your Debt Expert has helped thousands of people get out of debt. We are one of the largest debt management companies in Scotland and we offer the full range of debt solutions: 

We are the only family owned debt management business that is based in Glasgow and we pride ourselves on providing no obligation, confidential advice to anyone that is struggling with debt. We will look at your individual circumstances and after assessing your finances, we will find the right debt management solution for you. Our advisors operate throughout Scotland, so regardless of whether you live in Edinburgh, Aberdeen, or further afield we can come to you.

We also have an excellent relationship with Creditors as demonstrated by the fact that over 99% of our Trust Deed proposals to Creditors are accepted.

So if you want to start dealing with your debt problems, then speak to Your Debt Expert today by calling us on 0808 2020 225 or contacting us through this form.

 

Debt Management Scotland

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Trust Deeds Scotland  

Trust Deeds Scotland

  • Regular, affordable monthly payments
  • Your home can be protected
  • Discharged from your debts in 3-5 years
  • Only available to Scottish residents

A Trust Deed is a debt management solution that is only available to residents of Scotland. You only pay what you can afford for 3-5 years and afterwards, you will receive a discharge from your debts. Find out more about how a Trust Deed could help you solve your debt problems here.

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DAS Scheme

The Debt Arrangement Scheme

  • Stop interest accruing on your debt
  • Protects your valuable assets
  • Repay your debts over 10 years
  • Only available to residents of Scotland

A Debt Arrangement Scheme (DAS) is a unique tool for debt management in Scotland. DAS was introduced by the Scottish Government and allows you to repay your debts in full over a period of up to 10 years. While in a DAS, the interest on your debt is frozen and because your home does not need to be considered in the scheme, it is protected from creditor action. Find out more about how a DAS could help you get out of debt here.

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PPI Reclaim Scotland

  • Experts in handling PPI claims in Scotland
  • Low commission rate
  • No Win-No Fee 
  • The average PPI claim is £2,750

Thousands of people in Scotland have been mis-sold PPI by a credit provider. We are experts in dealing with PPI reclaim and recently had one of largest PPI claims in Scotland and the UK, with our client being awarded over £86,000! Find out more about claiming back PPI here.

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Debt Advice Scotland

If you want to start dealing with your debt, the most important step is speaking to an expert. At Your Debt Expert, we provide free consultations that focus around your specific needs. You can visit our office in Glasgow or request a home visit to anywhere in Scotland (eg. Edinburgh, Aberdeen, Dundee).

If you want to speak to an expert, make an enquiry using the form at the bottom of this page. If you want to apply now then fill in our online application form. Alternatively, call us on 0808 2020 225 to speak to one of our debt experts.

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Try the free Debt Calculator

The Your Debt Expert Debt Calculator only asks for 3 details: your location, your employment status, and how much you owe. With these details we can tell you which debt solution you are eligible for e.g. a Trust Deed (Scotland) or an IVA (England and Wales). The Debt Calculator will also give an indication of how much you would need to pay each month on each of our debt solutions.

Try the free Debt Calculator

 

Contact us to find out more

Find your own personal solution to your debt

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Peter Dean

If you have debt worries, we can help. With over 20 years experience, we can provide you with the solutions that you need to find the best way out of debt.

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