Welcome to Your Debt Expert

Thank you for visiting my website. I have been advising people and businesses who have been going through tough times for over 20 years . I recognise that you want to deal with people you can trust and have the knowledge and experience to advise you properly. I can assure you that myself and my team have both the knowledge and experience to help you. We are a family owned professional debt solutions business in Scotland and we have built our reputation by being professional and knowledgeable. We also have high ethical standards and we are not just profit motivated.

We provide the complete range of debt solutions in-house, including Trust Deeds and Debt Arrangement Schemes and Sequestrations, so you can be assured that we will find the most appropriate solution for your individual circumstances . We also do not pass you on to any other company.

We also have an excellent relationship with Creditors as demonstrated by the fact that over 99% of our Trust Deed proposals to Creditors are accepted.

Please feel free to look over our case studies section – it is only a small fraction of the cases we have dealt with but hopefully it will help you realise that for almost every problem there is a solution. Many of our clients have been kind enough to give us their feedback and you can read or listen to their thoughts in the reviews section. Alternatively, try out my debt calculator to see what options are available for your particular circumstances. We do not ask you for any contact details – you can choose the most appropriate time to contact us but you can be assured that when you do you will be in safe hands. You will find us knowledgeable, sympathetic and non judgemental.

Peter Dean 


Impartial Debt Advice


  • Only pay what you can afford
  • Become debt free in 3 - 4 years
  • Your home is protected


  • Only pay what you can afford
  • Interest frozen on your debts
  • Your home is protected


  • Over 20 years experience
  • Over 8,000 cases to date
  • Impartial advice - we have all the solutions in house so you can trust our advice

Over the years, Your Debt Expert has helped thousands of people get out of debt. We are one of the largest debt solutions companies in Scotland and we offer the full range of debt solutions:

So if you want to start dealing with your debt problems, then speak to Your Debt Expert today by calling us on 0808 2020 225 or submitting an enquiry.

Contact us to find out more

Find your own personal solution to your debt

Your Debt Expert - Television Advert

Peter Dean

If you have debt worries, we can help. With over 20 years experience, we can provide you with the solutions that you need to find the best way out of debt.

More about Peter Dean
Read case studies