What is a Notice of Default and what does it mean?
If you’re struggling with your finances, you might find you’re getting lots of letters – possibly including default notices. These letters – officially referred to as a ‘notice of default’ – are an official step that lenders have to take before they take more serious legal action against you. In this guide, we’ll take a […]
Do You Have To Pay A Parking Charge Notice?
There aren’t many things as frustrating as getting back to your car and finding a parking ticket stuck to the windscreen. The good news is, not all parking tickets are the same – and there are some situations that mean you may not have to pay your fine. We can’t remove the frustration of a […]
What is the County Court Money Claims Centre?
If you owe a person or company money, they may try to take you to the County Court Money Claims Centre to force you to pay what they say you owe. Although lots of people have heard about the County Court or a County Court Judgment, most people are not as familiar with the County […]
Limitation Act 1980: How it Relates to Your Debt
The Limitation Act 1980 is a part of UK law that covers time limits for how long a person or company can start legal proceedings to recover money that they are owed. If you do a quick search and read the legal text that relates to the act, you’ll quickly realise it covers a range […]
Can I Stop a Direct Earnings Attachment?
If you’ve been threatened with a Direct Earnings Attachment, you’re probably eager to stop it from going ahead. The good news is it is possible to stop a Direct Earnings Attachment – but it’s essential that you understand when and how to act to do so. In this guide, we’ll explore stopping Direct Earnings Attachments […]
What is a Direct Earnings Attachment?
If you owe money to the Department for Work and Pensions (DWP), they can recover it from you using something known as a ‘Direct Earnings Attachment’ (DEA). In short, this is a way of taking money that’s owed from your salary before it reaches you. No one likes the idea of having money taken from […]
Direct earnings attachment: What it means, and how it impacts your finances
A Direct Earning Attachment (DEA), is a way for the Department for Work and Pensions (DWP) to take money directly from your earnings if you’ve been overpaid benefits. If you’re struggling with debt, it’s important to know how DEAs work and how you can avoid one. Keep reading this guide to learn more about DEAs […]
How long does a CCJ last?
CCJs are a type of court order that can be made against someone who owes debts to a creditor. They’re usually used as a last resort after other methods, such as sending letters and making phone calls, have failed. In this guide we’ll explore what a CCJ is, how a CCJ will impact your credit […]
Undischarged bankrupt: What does it mean?
For people with extreme levels of debt who don’t have the means to repay what they owe, bankruptcy can be the only way to deal with their debt and get a fresh start on life. But given the restrictions placed on an individual during an undischarged bankruptcy, it should only ever be considered as a […]
How long can a debt be chased UK?
If you have debt, you might be wondering how long a creditor (the person or company you owe money to) can legally chase you for the money owed. This is a fairly common question amongst people dealing with debt but with so much information out there, it can be difficult to get a straightforward answer. […]
