How to remove a CCJ from credit report: Everything you need to know

Remove CCJ from credit report: Everything you need to know

A County Court Judgment (CCJ) is a court order that can have a serious impact on your credit score. If you have one, it’s important to know how to remove a CCJ from your credit report. In this guide, we’ll explain what County Court Judgements are, why obtaining credit becomes more difficult for people with […]

How long does a CCJ last?

How long does a CCJ last?

CCJs are a type of court order that can be made against someone who owes debts to a creditor. They’re usually used as a last resort after other methods, such as sending letters and making phone calls, have failed. In this guide we’ll explore what a CCJ is, how a CCJ will impact your credit […]

Warrant of control: Everything you need to know

Warrant of control: Everything you need to know

If you have a county court judgment for debt and refuse to pay as the court has ordered, the creditor can request from the court an enforcement order, more commonly known as a ‘warrant of control.’ This warrant gives authorisation to a county court bailiff to seize your possessions in hopes that it will encourage […]

I Have A CCJ But Dont Know Who From

I have a ccj but don't know who from

A County Court Judgment (CCJ) can significantly reduce your credit rating. If you’ve discovered that you’ve got one on your credit report, it might be stopping you getting types of credit – including a mortgage, a car loan, a credit card or even a bank account. This can be even more of a problem if […]

Can you get a mortgage with a CCJ?

Can you get a mortgage with a CCJ?

Whether you’re buying your first home or looking to move, finding the right mortgage isn’t always easy. And if you have a County Court Judgement (CCJ) finding a mortgage provider can seem even more difficult. However, the good news is there is support available when applying for a mortgage with a CCJ. Here we look […]

Charging order on property? Get the advice you need

Charging order on property? Get the advice you need

When creditors have a court order like a County Court Judgment (CCJ) against you and the court decides you should repay the money they owe, creditors can apply for a second court order called a ‘charging order’ that secures the debt you owe against property you own.’ In this blog we’ll look into what a […]

Can a CCJ be enforced after 6 years?

Can a CCJ be enforced after 6 years?

If you owe money you can’t or won’t repay, a County Court Judgement is a common tool creditors use to force your hand – but how long is a CCJ active for, and is there a time limit that means you won’t have to repay after a certain number of years? In this blog we’ll […]

Can bailiffs take my belongings for someone else’s debt?

Can bailiffs take my belongings for someone else's debt?

One of the reasons people are so wary of dealing with bailiffs or enforcement agents is that they want to protect their families from that situation. It can be a traumatic situation, especially because so many people aren’t sure what their rights are and what bailiffs can take. In this guide we’ll explore your rights […]