What is a Certificate of Satisfaction: Definition and Uses
A Certificate of Satisfaction is a legal document that confirms a debt has been paid in full. It is often used in the context of a mortgage or loan agreement. If you have recently paid off a debt, you may be wondering if you need a Certificate of Satisfaction and how to obtain one. In […]
The Register of Judgments Orders and Fines
The official statutory Register of Judgments, Orders and Fines is a public register containing details of individuals with a county court judgment (CCJ) or a high court judgment (HCJ) issued against them. The Registry Trust manages the register on behalf of the Ministry of Justice, and they also maintain similar registers for Northern Ireland and […]
Limitation Act 1980: How it Relates to Your Debt
The Limitation Act 1980 is a part of UK law that covers time limits for how long a person or company can start legal proceedings to recover money that they are owed. If you do a quick search and read the legal text that relates to the act, you’ll quickly realise it covers a range […]
How Long Does a CCJ Stay on Your Credit File?
If you have a County Court Judgment (CCJ) or you’ve been threatened with one, it’s important to have all the facts – especially about how long it could stay on your credit report. The quick answer is that a CCJ will stay on your credit report for six years from the date of issue. However, […]
How does a CCJ affect a limited company?
If you’re a company director and your business is struggling with debts to creditors, then it’s important to understand how a County Court Judgment (CCJ) can affect your business. This article will explain what County Court Judgements are, and the effects it can have on your limited company’s credit file, access to finance, and ability […]
CCJ check: How to find out if you have a County Court judgment against you
If you’re struggling with debt, one of the first things you’ll want to do is check for any County Court Judgments (CCJs) against you. In this guide we’ll explain what CCJs are, the impact of having a CCJ on your credit history, and how you can run a CCJ check on your name. What is […]
How to remove a CCJ from credit report: Everything you need to know
A County Court Judgment (CCJ) is a court order that can have a serious impact on your credit score. If you have one, it’s important to know how to remove a CCJ from your credit report. In this guide, we’ll explain what County Court Judgements are, why obtaining credit becomes more difficult for people with […]
How long does a CCJ last?
CCJs are a type of court order that can be made against someone who owes debts to a creditor. They’re usually used as a last resort after other methods, such as sending letters and making phone calls, have failed. In this guide we’ll explore what a CCJ is, how a CCJ will impact your credit […]
Warrant of control: Everything you need to know
If you have a county court judgment for debt and refuse to pay as the court has ordered, the creditor can request from the court an enforcement order, more commonly known as a ‘warrant of control.’ This warrant gives authorisation to a county court bailiff to seize your possessions in hopes that it will encourage […]
I Have A CCJ But Dont Know Who From
A County Court Judgment (CCJ) can significantly reduce your credit rating. If you’ve discovered that you’ve got one on your credit report, it might be stopping you getting types of credit – including a mortgage, a car loan, a credit card or even a bank account. This can be even more of a problem if […]
