Write off up to 81% of your debt with an IVA*

Write off up to 81% of your debt with an IVA*

Government legislation can help you

padlock icon  Safe, secure & confidential

May not be suitable in all circumstances. Fees and disadvantages, read here.

Advice and support is also available at Money Helper.

May not be suitable in all circumstances. Fees and disadvantages may apply, read here.

Money Helper logo

Advice and support is also available at Money Helper.

“I’d highly recommend to anyone struggling with their debts.”
ALEX HOWIE
Write off debts over £7,000
Stop interest and charges soaring
Reduce payments to an affordable amount

Why choose Your Debt Expert?

185,000

People we’ve helped with debt

UK's biggest

IVA provider

25,000+ **

Reviews on TrustPilot

Our 3 step process

Get started

Answer a few quick questions to check if you qualify to write off debt

Speak to an expert

Chat to a debt expert for your personalised plan

Leave it to us

The team will find a solution and be with you every step of the way

Popular Debt Solutions

IVA - England, Wales, NI

An individual voluntary arrangement (IVA) is a formal and legally binding agreement between you and your creditors to pay back all, or part of your debts over a period of time at an affordable rate.

Trust Deed - Scotland

A Protected Trust Deed is a legally binding debt relief solution available to people living in Scotland with £5,000 or more of unsecured debt.

Here’s an example of how we can help.

See how an IVA could help you with this simple example to consolidate all unsecured debts into one smaller monthly payment and write off unaffordable debt.

Let's say you owe..

Bank Loans

£5,366.00

Gas Bills

£129

Pay Day Loan

£1,989.00

Overdraft

£1,234.68

Debt Collection Agency

£380.16

Short Term Loan

£243.88

Council Debt

£1,009.24

Credit Card

£8,433.00

Total amount owed:

£19,256.57

After an IVA

65% debt written off
IVA Payments £110 per month

Monthly payments are based on individual financial circumstances

Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.