Reclaiming YOUR Mis-Sold PPI in Scotland
Payment Protection Insurance (PPI) or payment protection plans are designed to protect consumers who enter into a credit agreement (e.g. credit card, loan or mortgage) from being left exposed if they are suddenly unable to make their usual payment towards their credit agreement; for example, an illness which prevents you from working. However, many people in Scotland and the rest of the UK were mis-sold PPI for a variety of reasons (see below).
Your Debt Expert are experts in PPI reclaim and we recently helped one of our customers to claim back over £86,000 in mis-sold PPI! All our PPI claims are processed in our Glasgow office by a team of PPI Claims Scotland Experts. So if you think you’ve been mis-sold and want us to help you with your PPI claim then Contact Us Today.
PPI Claims Scotland
Have you been mis-sold PPI?
If any of the following apply, it is likely you were mis-sold PPI and can make a claim:-
- You were not told that the PPI was optional
- You were led to believe that your application for credit would be rejected if you did not take out PPI.
- The PPI policy exclusions were not explained to you either before or at the time you took out the insurance.
- You were suffering from a medical condition at the time you took out the PPI policy and were not made aware of the specific exclusion which relates to pre-existing medical conditions.
- You were self employed / unemployed / in temporary employment / on a fixed term contract/retired at the time you took out the PPI policy and were not made aware of the specific exclusions relating to unemployment cover
- You were over the maximum age covered by the payment protection plan
- It was not explained to you that the PPI policy premium would be paid upfront as a single premium and would be added to your debt and attract interest.
- The expiration date of the policy was not made clear to you when you were sold the PPI.
Claiming back PPI
If you think you may have been mis-sold PPI, you may be entitled to a refund of any premiums paid plus interest and statutory compensation. Your Debt Expert can help you make the most out of your PPI claims in Scotland.
Call Freephone 0808 20 20 225 or log on to www.yourppiexpert.com for advice on how to reclaim PPI in Scotland.